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Steps in Buying a Home
Written by Cathie Elliott
Clarke Agency Gunnison, Colorado
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 Visit with a lender to determine your price range-
- Choose a Realtor you are confident will do the best job for you
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- The Clarke Agency will help you find homes in your price range
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- Drive by those homes and have The Clarke Agency make arrangements to see those of interest
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- View the properties and evaluate the pros and cons of each
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- Have your Realtor complete a purchase offer contract on the home you would like to purchase
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- When the offer is accepted, schedule inspections and begin delivering all required documents to your lender
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- Review the title committment, make sure inspections are satisfactory, and get loan approval
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- The Clarke Agency will coordinate with you and the seller in setting up a time and place for closing
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- Schedule utilities to be changed into your name and initiate an address change
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- Acquire homeowners insurance
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- Obtain the precise amount of your down payment and closing costs from The Clarke Agency and get a cashier's check or wire transfer of funds
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- Bring your driver's license and down payment funds to closing
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- Sign documents
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The Clarke Agency, Inc.